Hearing Aids and Health Insurance: What To Know
When it comes to dealing with hearing loss, there's no surprise that it can get costly. But some health insurance plans cover the costs of hearing aids and your hearing care. If you have health insurance, you should see how much of your hearing aid costs they will cover.
Does Your Health Insurance Cover Hearing Aids?
If you have hearing loss, the first question you need to ask is if your health insurance covers hearing aids. Hearing health services are not covered as often as general physician services. That doesn't mean that your plan doesn't cover hearing aids. You need to check with your insurance provider to see if and what hearing services they cover.
How to Determine What Hearing Care Services Your Insurance Covers
There are a few ways to figure out what hearing care services your insurance policy covers. You can read through the policy. There should be a table of contents that will list hearing somewhere as a topic if you have coverage. Another option is to call the toll-free number for your provider. This should also be on the front page of your insurance policy packet. They should be able to tell you about the coverages that you have. They can also tell you what particular hearing services they cover.
What Options Do You Have Other Than Insurance?
Your health insurance policy may not cover any hearing services. That doesn't mean that you're left to pay for everything yourself. There are various other programs out there that you may qualify for. Veterans and service members may qualify for hearing aid help through Veteran Affairs. If you are a member of AARP, AAA, and other associations, there are discounts on certain hearing aids.
If your loss of hearing was due to an on-the-job injury, workers' compensation may cover the cost. If your loss of hearing has made it hard to work, you may be able to get financial help through Social Security. Medicaid in some states will assist with funding for hearing services.
Sometimes, your insurance won't cover hearing services and you don't qualify for other options. In this case, you'll want to talk with your hearing aid provider. Many providers will offer simplified financing for hearing aids users. This can give you a payment plan that will provide you access to the hearing aids that you need.
Call Us Today
If you're experiencing hearing loss, then it's time to give us a call. Let our professional audiologists test your hearing. We can recommend the best hearing aids to assist with your hearing. If you need financial help, we also offer financing options. We want to do everything we can to help you hear better.
